credit lock – Computer Security Articles

Equifax Has Chosen Experian. Wait, What?

November 1, 2018 admin A Little Sunshine, credit freeze, credit lock, creditkarma.com, data breaches, Equifax breach, Equifax has chosen Experian, Equifearian, Experian breach, security freeze, TransUnion, TrustedID Premier

Credit to Author: BrianKrebs| Date: Thu, 01 Nov 2018 16:47:13 +0000

A year after offering free credit monitoring to all Americans on account of its massive data breach that exposed the personal information of nearly 148 million people, Equifax now says it has chosen to extend the offer by turning to a credit monitoring service offered by a top competitor — Experian. And to do that, it will soon be sharing with Experian contact information that affected consumers gave to Equifax in order to sign up for the service.

Independent Krebs

Credit Freezes are Free: Let the Ice Age Begin

September 21, 2018 admin A Little Sunshine, annualcreditreport.com, ChexSystems, credit freeze, credit lock, credit monitoring, CreditKarma, Equifax, Experian, Innovis, NCTUE, optoutprescreen.com, security freeze, Security Tools, TransUnion

Credit to Author: BrianKrebs| Date: Fri, 21 Sep 2018 16:31:43 +0000

It is now free in every U.S. state to freeze and unfreeze your credit file and that of your dependents, a process that blocks identity thieves and others from looking at private details in your consumer credit history. If you’ve been holding out because you’re not particularly worried about ID theft, here’s another reason to reconsider: The credit bureaus profit from selling copies of your file to others, so freezing your file also lets you deny these dinosaurs a valuable revenue stream.

Independent Krebs

In a Few Days, Credit Freezes Will Be Fee-Free

September 10, 2018 admin alex holden, CFPB, Consumer Financial Protection Bureau, credit freeze, credit lock, CreditKarma, Equifax, Experian, Federal Trade Commission, FTC, Innovis, Lisa Holden, NCTUE, security freeze, Security Tools, The Coming Storm, TransUnion

Credit to Author: BrianKrebs| Date: Tue, 11 Sep 2018 02:26:06 +0000

Later this month, all of the three major consumer credit bureaus will be required to offer free credit freezes to all Americans and their dependents. Maybe you’ve been holding off freezing your credit file because your home state currently charges a fee for placing or thawing a credit freeze, or because you believe it’s just not worth the hassle. If that accurately describes your views on the matter, this post may well change your mind.

Independent Krebs

Fear Not: You, Too, Are a Cybercrime Victim!

October 4, 2017 admin Christina Tetreault, Consumer Reports, Consumers Union, credit freeze, credit lock, Equifax, House Energy & Commerce Committee, hurricane irma, irs, Other, Politico, Richard Smith, TALX, Wells Fargo, wired.com, Yahoo

Credit to Author: BrianKrebs| Date: Wed, 04 Oct 2017 04:34:50 +0000

Maybe you’ve been feeling left out because you weren’t among the lucky few hundred million or billion who had their personal information stolen in either the Equifax or Yahoo! breaches. Well buck up, camper: Both companies took steps to make you feel better today. Yahoo! announced that, our bad!: It wasn’t just one billion users who had their account information filched in its record-breaking 2013 data breach. It was more like three billion (read: all) users. Meanwhile, big three credit bureau Equifax added 2.5 million more victims to its roster of 143 million Americans who had their Social Security numbers and other personal data filched in a breach earlier this year. At the same time, Equifax’s erstwhile CEO informed Congress that the breach was the result of even more bone-headed security than was first disclosed. To those still feeling left out by either company after this spate of news, I have only one thing to say (although I feel a bit like a broken record in repeating this): Assume you’re compromised, and take steps accordingly.

Independent Krebs

Here’s What to Ask the Former Equifax CEO

September 30, 2017 admin credit freeze, credit lock, Equifax breach, Other, Paulino do Rego Barros Jr., ThreatMetrix

Credit to Author: BrianKrebs| Date: Fri, 29 Sep 2017 16:07:09 +0000

Richard Smith — who resigned as chief executive of big-three credit bureau Equifax this week in the wake of a data breach that exposed 143 million Social Security numbers — is slated to testify in front of no fewer than four committees on Capitol Hill next week. If I were a lawmaker, here are some of the questions I’d ask when Mr. Smith goes to Washington.

Independent Krebs

Equifax or Equiphish?

September 24, 2017 admin credit lock, credit monitoring, Equifax, equiphish, Experian, Other, Trans Union, trustedid.com, trustedidpremier.com

Credit to Author: BrianKrebs| Date: Sun, 24 Sep 2017 12:53:16 +0000

More than a week after it said most people would be eligible to enroll in a free year of its TrustedID identity theft monitoring service, big three consumer credit bureau Equifax has begun sending out email notifications to people who were able to take the company up on its offer. But in yet another security stumble, the company appears to be training recipients to fall for phishing scams.

Independent Krebs

Equifax Breach: Setting the Record Straight

September 24, 2017 admin credit lock, Elizabeth Warren, Equifax breach, Experian, Other, TransUnion, TrueIdentity

Credit to Author: BrianKrebs| Date: Thu, 21 Sep 2017 03:35:26 +0000

Bloomberg published a story this week citing three unnamed sources who told the publication that Equifax experienced a breach earlier this year which predated the intrusion that the big-three credit bureau announced on Sept. 7. To be clear, this earlier breach at Equifax is not a new finding and has been a matter of public record for months. Furthermore, it was first reported on this Web site in May 2017.