ChexSystems – Computer Security Articles

Credit Freezes are Free: Let the Ice Age Begin

September 21, 2018 admin A Little Sunshine, annualcreditreport.com, ChexSystems, credit freeze, credit lock, credit monitoring, CreditKarma, Equifax, Experian, Innovis, NCTUE, optoutprescreen.com, security freeze, Security Tools, TransUnion

Credit to Author: BrianKrebs| Date: Fri, 21 Sep 2018 16:31:43 +0000

It is now free in every U.S. state to freeze and unfreeze your credit file and that of your dependents, a process that blocks identity thieves and others from looking at private details in your consumer credit history. If you’ve been holding out because you’re not particularly worried about ID theft, here’s another reason to reconsider: The credit bureaus profit from selling copies of your file to others, so freezing your file also lets you deny these dinosaurs a valuable revenue stream.

Independent Krebs

The Equifax Breach: What You Should Know

September 11, 2017 admin ChexSystems, credit freeze, Equifax hack, Experian, Identity Theft, Innovis, Other, Trans Union

Credit to Author: BrianKrebs| Date: Tue, 12 Sep 2017 00:31:40 +0000

It remains unclear whether those responsible for stealing Social Security numbers and other data on as many as 143 million Americans from big-three credit bureau Equifax intend to sell this data to identity thieves. But if ever there was a reminder that you — the consumer — are ultimately responsible for protecting your financial future, this is it. Here’s what you need to know and what you should do in response to this unprecedented breach.